After nearly five years of regulatory uncertainty, investors based in the US once again have full access to XRP on major exchanges — and that renewed availability is already positively impacting on-chain activity. Coinbase’s relisting of XRP, following Ripple’s final settlement with the SEC, restored direct market access for millions of holders who had been sidelined since 2021.
With XRP trading officially cleared under US securities law, attention is now turning to yield-generation opportunities that operate transparently and on-chain. Among the most prominent is XRP Tundra. This is a dual-chain DeFi platform that is built on the XRP Ledger and Solana, which has opened an audited presale ahead of its staking launch.
Regulatory Clarity Restores XRP Access for US Market
Ripple’s case with the US Securities and Exchange Commission concluded in August 2025, ending one of crypto’s most closely watched and eventful legal battles. The SEC agreed to dismiss its remaining claims after Ripple paid a $125 million civil penalty. All of it was formalized in SEC Litigation Release No. 26369. The outcome upheld a ruling from July 202, which stated that XRP itself is not a security when traded on public exchanges, a distinction that restored legal clarity for US markets.
Following the settlement, Coinbase, Kraken, and Gemini reinstated XRP trading pairs. This wave of relistings immediately reopened liquidity pipelines that had been frozen for nearly half a decade. Trading volumes surged to multiyear highs, while institutions using RippleNet resumed pilot programs for cross-border settlements.
For retail investors, however, the relisting also resurfaced an old problem: despite its liquidity and enterprise usage, XRP has no native staking mechanism on its own ledger.
The Missing Piece: No Native XRP Staking
Unlike proof-of-stake blockchains such as Ethereum, the XRP Ledger operates on a federated consensus model that validates transactions without staking or delegation. This design attempts to make XRP fast and energy-efficient but also leaves token holders without direct on-chain yield options.
Until now, most yield exposure for XRP owners has come through centralized platforms that pool or lend assets off-chain. Those have faced increasing scrutiny following the collapse of several lending firms in 2022 and 2023. As regulatory clarity returns, investors are looking for decentralized, verifiable yield alternatives that match the compliance standards now shaping XRP’s institutional adoption.
That search has brought attention to XRP Tundra, one of the first audited DeFi projects designed specifically around the XRP ecosystem.
XRP Tundra’s Cryo Vaults Bring Yield On-Chain
XRP Tundra introduces a dual-token architecture: TUNDRA-S, issued on Solana, powers yield and liquidity operations, while TUNDRA-X, native to the XRP Ledger, anchors governance and reserves. Together, they form a transparent model where governance, liquidity, and reward distribution are separated by design.
Integral components of the system are the Cryo Vaults — smart-contract pools that enable users to lock TUNDRA-S tokens for predetermined durations and receive on-chain rewards, which come from ecosystem activity. Each vault’s balances and payout schedules are publicly viewable, creating a staking structure closer to institutional custody than retail speculation.
Independent audits by Cyberscope, Solidproof, and FreshCoins have verified the contract logic, while project identity verification through Vital Block KYC reveals at least one team member has gone through a full KYC, meaning the project is not necessarily anonymous.
A recent feature on Crypto Infinity’s YouTube channel highlighted the platform’s mechanics, explaining how XRP holders can participate in yield generation using audited smart contracts rather than centralized intermediaries. Analysts described the model as one of the first practical applications of “DeFi for compliant assets” — a framework designed to coexist with regulatory oversight rather than avoid it.
Audited Presale Opens the Door for Verified Yield
XRP Tundra’s Phase 8 presale is now open, pricing TUNDRA-S at $0.132 with a 12% token bonus and an accompanying allocation of TUNDRA-X for governance access. The presale structure prioritizes transparency over speculation: token issuance, liquidity allocation, and contract addresses are published in full ahead of listing.
All audit reports are accessible through the verification partners’ public portals, and they offer a considerable level of disclosure. For XRP holders re-entering the market through Coinbase and other exchanges, this clarity provides an on-ramp to yield participation without stepping outside regulatory boundaries.
As on-chain staking launches following the token’s exchange debut, Cryo Vault participants will have defined lock periods and algorithmic reward distribution, allowing users to monitor performance directly on the blockchain. The process removes the dependency on opaque third-party yield programs that have historically dominated XRP passive-income strategies.
Secure your Phase 8 allocation and prepare for Cryo Vault activation under full audit assurance.
Website: https://www.xrptundra.com
Medium: https://medium.com/@xrptundra
Telegram: https://t.me/xrptundra
X: https://x.com/Xrptundra
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